Economic Immigration Canada

A federal economic immigration program in Canada is a type of immigration system managed and run by the federal (national) government to select new permanent residents primarily based on their potential to contribute to Canada’s economy. These programs are designed to attract people who have the education, work skills, language ability, and other attributes likely to help them succeed in the Canadian labour market and support economic growth.

Key aspects of the federal economic immigration programs:

• Selection criteria: Applicants are chosen mainly for their ability to meet Canada’s labor market needs—not primarily for family ties or humanitarian reasons.
• Types of candidates: These programs are open to skilled workers, professionals, tradespeople, entrepreneurs, business investors, and sometimes caregivers, depending on the specific stream.
• Assessment methods: Factors include education level, skilled work experience (usually under Canada’s National Occupational Classification system), abilities in English and/or French, age, adaptability, and sometimes arranged employment in Canada.
• The most well-known federal programs include the Federal Skilled Worker Program, Federal Skilled Trades Program, Canadian Experience Class, and the Start-Up Visa Program. All are typically managed through the “Express Entry” system, which is a points-based immigration portal.

Do you know?
Federal economic immigration programs are pathways under which people are “selected by the federal government for their ability to contribute to Canada’s economy, whether as employees, investors, or business owners, and who are granted permanent residence to address national labor market needs or business development goals”.
These federal pathways are distinct from:

• Family-sponsored immigration, which is based on family relationships.
• Refugee class, which is prioritized for humanitarian reasons.
• Provincial nominee programs, which are run by individual provinces but may align with federal systems.

Example:
A skilled engineer from India who scores well on education, language, and work experience might be selected through the Federal Skilled Worker Program, which helps Canada fill technology and engineering labor shortages.
In short, federal economic immigration programs prioritize skilled newcomers who can help drive Canada’s long-term economic success

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Lets Explore More About All Canadian Economic Immigration Programs

Canadian Economic Immigration Programs

• Federal Skilled Worker Program (FSWP)▶

  About the Program

  The Federal Skilled Worker Program is a flagship pillar of Canada’s economic immigration system, crafted to attract highly skilled professionals from across the globe. This program operates within the Express Entry system and is open to those with substantial education, demonstrated professional experience, and proven language ability. Selection is based on a rigorous, multi-factor grid that evaluates age, education, official language proficiency, skilled work history, adaptability, and arranged employment. The fundamental objective of this program is to welcome individuals best equipped to integrate rapidly and contribute productively to Canada’s labor force, ensuring long-term economic vibrancy and demographic balance. This program is crucial for addressing Canada’s skills shortages in a range of vital sectors including technology, health services, finance, engineering, and management.

  Application Process

  Candidates must first create a profile in the Express Entry system, where their credentials are assessed and a Comprehensive Ranking System (CRS) score is assigned. Invitations to Apply (ITA) for permanent residency are issued regularly to the highest-ranking candidates. Upon receiving an ITA, applicants submit a detailed application with supporting documents such as reference letters, educational credential assessments, and official language test results, plus medical and security clearances. Processing is streamlined, and most decisions are issued within six months from application submission.

  Eligibility Criteria

  Applicants must have at least one year of continuous, paid, full-time (or part-time equivalent) skilled work experience in the last 10 years in occupations classified as NOC TEER categories 0, 1, 2, or 3. A minimum of Canadian Language Benchmark (CLB) level 7 in all language abilities is required, along with post-secondary education assessed through an Educational Credential Assessment (ECA) for foreign qualifications. Sufficient settlement funds must be demonstrated unless the individual already holds a valid job offer in Canada or is authorized to work in Canada. A minimum score of 67 out of 100 on the federal selection grid is needed to enter the Express Entry pool for this program.

  Occupational Focus / NOC

  The program encompasses a broad range of occupations including managerial roles, scientific and technical professions, health care workers, finance professionals, and skilled tradespeople within the acceptable NOC TEER categories.

  Key Points

  No Canadian job offer is required for eligibility, but possessing one can greatly increase chances of selection. FSWP is the largest intake category for economic immigrants in Canada, catering to a wide spectrum of skilled workers.

• Federal Skilled Trades Class (FSTC)▶

  About the Program

  The Federal Skilled Trades Class is a targeted stream within Express Entry, created to invite qualified tradespeople who possess essential, often hands-on skills needed in Canada’s booming industries. The program acknowledges the high practical value these workers bring and also addresses ongoing nationwide shortages in critical trade occupations. Successful immigrants under this stream have opportunities to enjoy long-term career stability, strong earning potential, and broad geographic options across Canada.

  Application Process

  Applicants provide an Express Entry profile detailing their trade, experience, and Canadian qualifications or job offers. A valid job offer for at least one year from a Canadian employer or a certificate of qualification from a Canadian provincial, territorial, or federal authority is mandatory. Candidates are assessed by CRS and invited on the basis of periodic draws.

  Eligibility Criteria

  The program requires at least two years of full-time paid work experience in a qualifying skilled trade within the past five years. Candidates must also satisfy language requirements (CLB 5 for speaking and listening, CLB 4 for reading and writing). Additionally, either a full-time job offer valid for at least one year or a certificate of qualification in the trade is mandatory to qualify.

  Occupational Focus / NOC

  The program covers trades listed under several NOC codes, including but not limited to electricians, welders, plumbers, carpenters, chefs, bakers, machinists, and butchers.

  Key Points

  The FSTC provides a crucial channel for foreign tradespeople who have the qualifications and experience to fill Canada’s workforce gaps in trade occupations, ensuring economic growth and boosting employment in essential sectors.

• Canadian Experience Class (CEC)▶

  About the Program

  The Canadian Experience Class provides a streamlined route to permanent residency for those who have already established themselves in Canada through work or study permits. It recognizes the value of Canadian work experience and cultural adaptation, allowing international students and temporary workers who have contributed to the labor market to become permanent residents. The CEC is especially attractive for graduates of Canadian institutions and foreign nationals working temporarily in Canada who wish to stay and build their lives here.

  Application Process

  Candidates apply via Express Entry, highlighting at least one year of skilled Canadian work experience in the last three years and meeting language requirements. Ranked using the CRS, the highest-scoring candidates are regularly issued ITAs. After being selected, applicants submit documents verifying experience, education, and language skills, along with medical and security clearances.

  Eligibility Criteria

  To qualify, at least one year of full-time, paid skilled work must be completed in Canada in a NOC TEER 0, 1, 2, or 3 occupation in the past three years. Minimum language requirements for TEER 0/1 jobs are CLB 7; for TEER 2/3, CLB 5 suffices. Applicants must intend to live outside Quebec.

  Occupational Focus / NOC

  All skilled categories qualify, whether in healthcare, tech, business, retail, sciences, or trades. The CEC is favored by temporary foreign workers, postgraduate work permit holders, and those transitioning from study to work in Canada.

  Key Points

  The process is fast and efficient, with no proof of funds or arranged employment required. It is an ideal pathway for individuals seeking to leverage recent Canadian work experience into permanent status.

• Atlantic Immigration Program (AIP)▶

  About the Program

  The Atlantic Immigration Program is a regional initiative created by the Canadian federal and Atlantic provincial governments to address demographic challenges and labor market needs of Atlantic Canada’s four provinces. It provides a supportive system for employers and newcomers alike, emphasizing community integration and facilitating permanent residency for qualified skilled workers and international graduates who commit to living and working in these provinces.

  Application Process

  Applicants must obtain a job offer from a designated Atlantic employer and collaborate with employers and provincial representatives to create a settlement plan tailored to the applicant's and community’s needs. Provincial endorsement is required before submitting a federal permanent residency application through IRCC. Eligible candidates may also apply for a temporary work permit to start employment prior to final PR approval.

  Eligibility Criteria

  Applicants must have at least a year of skilled paid work experience in the last five years or be recent graduates from eligible post-secondary institutions in Atlantic Canada. Language skills must meet CLB 5 or higher in English or French. Educational qualifications should be comparable to Canadian standards, verified by an Educational Credential Assessment for foreign credentials. Proof of sufficient settlement funds is required unless the applicant is already employed in the region.

  Occupational Focus / NOC

  The AIP focuses on a broad range of skilled occupations, which differ among the four provinces but generally include business, technology, healthcare, and trades tailored to regional economic needs.

  Key Points

  The program is unique in providing pre-arrival settlement supports and community engagement to improve integration and retention of newcomers in Atlantic communities.

• Caregivers Program▶

  About the Program

  The Caregivers Program encompasses two main pilot streams designed to address Canada’s need for qualified caregivers who contribute to in-home child care, elderly support, and nursing assistance. This program provides not only a pathway for work but also a clear route to permanent residency for caregivers and their families, recognizing their integral role within Canadian society.

  Application Process

  Applicants must secure a valid job offer in an eligible caregiving role and either meet experience or educational requirements depending on the stream. Once in Canada on a work permit, they can apply for permanent residence after fulfilling relevant work periods and conditions.

  Eligibility Criteria

  The streams require a job offer in NOC 44100, 44101, or 33102, with 6 months to 2 years of experience or education. CLB 5 or higher is required for language skills, along with high school diploma or ECA (if outside Canada). Health and security checks are mandatory.

  Occupational Focus / NOC

  Focus on caregiving professions essential for child care, elderly support, and home nursing.

  Key Points

  This program plays a crucial role in Canada’s health and social care sectors, allowing families to secure trained caregivers while enabling the caregivers' pathway to permanent residence.

• Federal Business Programs (Start-Up Visa)▶

  About the Program

  Canada’s Start-Up Visa program invites international entrepreneurs who have innovative business concepts capable of competing globally. This pathway fuels economic growth by attracting creators of new technologies and scalable businesses that expand Canadian employment opportunities.

  Application Process

  Applicants must obtain a Letter of Support from a designated Canadian investor or business incubator acknowledging the promise and feasibility of their business plan. After securing endorsement, they submit their permanent residency application while concurrently advancing their business in Canada.

  Eligibility Criteria

  Applicants are required to meet English or French language thresholds (CLB 5 minimum), have financial means sufficient for settlement, and fulfill ownership criteria ensuring the applicant and endorsers have control over the company. There is no obligation under NOC, as the focus is on entrepreneurship and economic benefit.

  Key Points

  This program uniquely combines immigration with support for business innovation, fostering an environment conducive to startup success.

• Provincial Nominee Programs (PNP)▶

  About the Program

  Provincial Nominee Programs enable provinces and territories (excluding Quebec) to nominate candidates who best meet their distinct labor market and demographic needs. They function in partnership with the federal government and are critical in supporting regional economic growth, especially in less populous communities and provinces experiencing acute skills shortages. There are streams for skilled workers, semi-skilled laborers, international graduates, and entrepreneurs, each tailored to regional economic conditions.

  Application Process

  Candidates may apply directly through a province’s chosen stream or enter the Express Entry system and declare their provincial preferences. A Provincial Nomination Certificate is awarded to successful applicants, enabling them to apply for PR via IRCC. Express Entry-aligned streams grant up to 600 bonus CRS points, almost guaranteeing an invitation.

  Eligibility Criteria

  Requirements are set by each province—notably, connection to the province (past work or study), occupation in-demand, job offers, business intent, and sometimes language and education minimums. Regional in-demand occupation lists are updated frequently to reflect ongoing labor needs and economic growth priorities.

  Occupational Focus / NOC

  Focus areas include health, technology, agri-food, transportation, manufacturing, construction, and hospitality, among others, according to each region’s strategic goals and industry profile.

  Key Points

  PNPs are essential tools in Canada’s immigration strategy to ensure immigrant distribution matches economic demands and community priorities.

• Quebec Skilled Worker & Business Programs▶

  About the Program

  Quebec maintains exclusive authority over its immigration selection, emphasizing French language proficiency and cultural fit. Its Skilled Worker Program with the Arrima application system enables the province to respond to its unique labor market and demographic challenges. In parallel, Quebec’s Business Immigration streams attract entrepreneurs, investors, and self-employed individuals who contribute economically while fostering Quebec’s francophone identity.

  Application Process

  Applicants submit expressions of interest and profiles via Arrima. Selected skilled workers receive Quebec Selection Certificates (CSQ), enabling further federal permanent residency applications. Business stream applicants must submit comprehensive business plans demonstrating financial capacity and potential economic impact.

  Eligibility Criteria

  Applicants are evaluated using a points system awarding scores for French language ability, education, work experience, age, and familial/territorial ties. Applicants must meet Quebec’s priority occupation lists with strong emphasis on francophone integration.

  Occupational Focus / NOC

  Focus areas include technology, trades, health care, and business with priority given to occupations with labor shortages and businesses likely to stimulate economic contribution within Quebec.

  Key Points

  The Quebec immigration system is distinct from federal pathways and requires applicants’ intent to establish permanent residence and life strictly within Quebec’s borders.

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— Check your eligibility for Canada Immigration under the Federal Skilled Worker Program (FSWP) --
To assess eligibility, You'll need to answer few questions based on the six selection factors used by Immigration, Refugees and Citizenship Canada (IRCC). These factors contribute to a score out of 100 points, and you must score at least 67 points to be eligible.

Federal Skilled Worker (FSW) Eligibility Calculator:
This tool checks whether you meet the 67-point minimum requirement for the FSW program — the first step to enter Canada’s Express Entry system. All factors are based on the latest IRCC 2025 updates.

Click to Expand FSW Points Calculator

Education Level PhD Master's Two+ credentials (including 3-year) Bachelor’s (3+ years) College Diploma (2+ years) 1-Year Post-Secondary High School

First Language (English or French - CLB level) CLB 9+ (6 points × 4 abilities) CLB 8 (5 points × 4 abilities) CLB 7 (4 points × 4 abilities) Below CLB 7

Second Language (CLB 5+ in all 4 abilities) Yes No

Spousal Language Proficiency (CLB 4+) Yes — CLB 4+ (Adaptability Bonus) No or Not Applicable

Dependent Children (If Spouse is Accompanying) Yes — At least one dependent child No or Not Applicable

Work Experience (full-time, last 10 years) 6 or more years 4–5 years 2–3 years 1 year Less than 1 year

Age 18–35 36 37 38 39 40 41 42 43 44 45 46 47+

Arranged Employment in Canada Yes No

Other Adaptability Factors Yes (study/work/relatives/spouse factors) None

Calculate My FSW Score

Your Score: -- / 100

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— Check your CRS below to understand the probability to receive and ITA --
To calculate your Comprehensive Ranking System (CRS) points for Express Entry, I’ll need detailed information in several categories. Please answer the following questions as accurately as possible.

CRS (Comprehensive Ranking System) Calculator:
Use this calculator to estimate your CRS score based on the latest IRCC rules (2025 update). As of March 25, 2025, points for arranged employment and LMIA have been officially removed.

Knowing your CRS score is crucial. Based on your result, our immigration experts will guide you to improve your profile — including language score enhancement, PNP nomination, education/work in Canada, and more — to help you receive an Invitation to Apply (ITA) at the earliest opportunity.

Click to Expand CRS Score Calculator

Age 18–29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 or older

Education Level Doctorate (PhD) Master’s degree Two or more diplomas/degrees Bachelor’s degree Diploma (2+ years) Diploma (1 year) High school only

English Proficiency (IELTS/CELPIP) CLB 9 or above CLB 8 CLB 7 Below CLB 7

French Proficiency (TEF/TCF) CLB 7+ in all 4 abilities CLB 5–6 in all 4 abilities Below CLB 5 or N/A

Canadian Work Experience 5 years or more 4 years 3 years 2 years 1 year None

Foreign Work Experience 3 or more years 2 years 1 year Less than 1 year

Spouse Education Level Bachelor’s or higher Diploma High school Not applicable

Spouse Language Proficiency CLB 9+ CLB 7–8 CLB 4–6 Below CLB 4 / Not applicable

Spouse Canadian Work Experience 1 year or more Less than 1 year or None

Canadian Education (Post-Secondary) 2 years or more 1 year None

Provincial Nomination (PNP) Yes No

Sibling in Canada (PR or Citizen) Yes No

Calculate My CRS Score

Your CRS Score: --

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— Understand the matrix of CRS and scoring factors through the table below --
The Comprehensive Ranking System (CRS) is a point-based system used to assess and rank Express Entry candidates based on key factors such as age, education, work experience, language skills, and additional criteria.

What is the CRS (Comprehensive Ranking System)? The Comprehensive Ranking System (CRS) is a points-based framework used by Canada’s Express Entry system to assess and rank candidates for permanent residence. Points are awarded for factors such as age, education, language proficiency, work experience, and adaptability. A higher CRS score increases your chances of receiving an Invitation to Apply (ITA) for Canadian immigration through Express Entry draws.

CRS Comprehensive Ranking System Score Table

Category	Criteria	Points
Core Human Capital Factors
Age	18–35 years	Up to 110
Age	Above 35 (decreasing to 0 by 45+)	Varies
Education	PhD / Master's / Bachelor's	Up to 150
Language (CLB 9+)	4 abilities (R, W, L, S)	34 each (136)
Second Language	CLB 5+ French or English	Up to 24
Canadian Work Experience	1–5+ years	Up to 80
Spouse/Common-law Partner Factors
Education	PhD / Master's / Bachelor's	Up to 10
Language (CLB 9+)	Each ability	Up to 20
Canadian Work Experience	1–5+ years	Up to 10
Skill Transferability
Education + Language	CLB 9+ + Post-secondary	Up to 50
Foreign Work Exp + Language	CLB 9+ + 3 years exp	Up to 50
Canadian & Foreign Work	Combined experience	Up to 50
Cert. of Qualification	With CLB 5+ & NOC trade	Up to 50
Additional Points
Provincial Nomination	Valid PNP	600
Valid Job Offer	NOC 00 (executive roles)	200
Valid Job Offer	Other NOC 0, A, B	50
Canadian Study	1–2 years / 3+ years	15 / 30
Sibling in Canada	Citizen or PR	15
French Proficiency	NCLC 7+ + English CLB 4 or less	25
French + English	NCLC 7+ + CLB 5+	50
Total Maximum CRS Points		1,200

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 — Fill in your details below --
Our immigration experts will assess your profile and recommend the most suitable Canadian immigration program, including FSWP, based on your skills and qualifications.

Canada PR Application - Initial Assessment

Application Overview & Legal Advisory +

Important Information: This application form is for initial profile assessment by the Maxic Arrow Immigration Expert Team in collaboration with their CICC-authorized Immigration Legal Representative. This is not a direct application to IRCC (Immigration, Refugees and Citizenship Canada).

The information you submit will be professionally reviewed to evaluate eligibility, identify improvement areas, and guide you strategically. Once reviewed, suitable candidates will be assisted by Maxic Arrow’s authorized RCIC consultant for formal submission under Canadian immigration law.

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 — Check your NOC  --
Easily verify your occupation’s eligibility for PR—use the official NOC tool to check your National Occupational Classification (NOC) code and its criteria.

Official Info

Canada PR In-Demand Occupations — 2025 Guide

A top-tier, international overview of in-demand jobs for Canadian permanent residency. Lean, mobile-friendly, and designed for clarity and credibility.

What Are In-Demand Occupations?

In-demand occupations are job categories urgently required in Canada. Having experience in these boosts your PR selection odds across federal and provincial programs.

Express Entry: Category-Based Selection (2025)

2025 draws target critical skills in healthcare, tech, trades, transport, and food sectors.

Healthcare

• Registered Nurses (NOC 31301, TEER 1)
• Licensed Practical Nurses (NOC 32101, TEER 2)
• Nurse Aides, Orderlies (NOC 33102, TEER 3)
• Physicians (NOC 31101)
• Pharmacists (NOC 31120)
• Medical Lab Technologists (NOC 32120)

STEM

• Civil Engineers (NOC 21300, TEER 1)
• Software Engineers (NOC 21231, TEER 1)
• Data Scientists (NOC 21211, TEER 1)
• Cybersecurity Specialists (NOC 21220, TEER 1)

Skilled Trades

• Electricians (NOC 72200, TEER 2)
• Plumbers (NOC 72300, TEER 2)
• Welders (NOC 72106, TEER 2)

Transport

• Transport Truck Drivers (NOC 73300, TEER 3)
• Airplane Mechanics (NOC 72404)

Agriculture & Agri-Food

• Butchers (NOC 63201)
• Food Processing Labourers (NOC 85101)

Provincial Nominee Programs (PNPs)

Check each province’s updated list for regional labor demands.

Ontario

• Transport Truck Drivers (NOC 73300)
• Nurse Aides (NOC 33102)
• Agricultural Workers (NOC 85100)
• Construction Trades (NOC 73400+)

British Columbia (BC PNP)

• Nurses, Technicians
• Software Developers (NOC 21232)
• Electricians, Carpenters

Alberta

• Engineers, Healthcare Workers, Heavy Equipment Operators

Saskatchewan

• Welders, Mechanics, Nurses, Cooks, Retail Supervisors

Rural & Northern Immigration Pilot (RNIP)

Move to smaller communities with sponsorship from a local employer.

• Early Childhood Educators
• Cooks
• Healthcare Aides
• Truck Drivers

Agri-Food Pilot

Targeting high-demand agriculture and food processing roles.

• Farm Supervisors (NOC 82030)
• Butchers (NOC 63201)
• Harvesting Labourers (NOC 85101)

Business & Entrepreneur Immigration

Launch or invest in a business—criteria depend on the region.

Family & Caregiver Programs

Important for families and elder care—streamlined PR access.

• Home Child Care Provider (NOC 44100)
• Home Support Worker (NOC 44101)

Quebec Immigration

Quebec selects its own skilled immigrants with unique high-priority lists.

TEER Level Reference (Job Skill Levels)

TEER Level	Description
0	Management occupations
1	University degree required
2	College diploma/apprenticeship training
3	Post-secondary/job-specific training
4-5	Secondary school or on-the-job training

Maximize Your PR Success:

• Search / Find NOC Use the official Canadian tool to search and confirm your job's NOC code or description for PR eligibility (2025 revision).
• Always check your eligibility under your specific PR stream.
• Your education/experience must match your TEER level.
• Some pathways require a job offer—don’t miss this key step.

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Please Note:

The Quick Eligibility Check by Maxic Arrow gives you an initial idea of your scores based on your answers. Scores shown are preliminary only and calculated per general guidelines. A technical evaluation is required for exact results and to identify which immigration programs you may qualify for. Actual scores may differ after expert review. Different authorities and regions have their own criteria which you must meet for assessment or sponsorship.
Please complete a technical evaluation for the most accurate eligibility assessment.

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Terms & Conditions

Here are the terms and conditions of our service...

By submitting your personal information to Maxic Arrow, you agree to our Terms and Conditions and Privacy Policy. * I do hereby solemnly affirm and declare that the information provided by me is true and correct. I acknowledge that I understand the complete procedure, All of my questions have been answered to my satisfaction and I give my consent to avail the services of Maxic Arrow. Maxic Arrow would like to contact you occasionally to keep you informed for further process and other relevant information.

* By filling out the Candidate Information Form (CIF)-Job Application, the applicant gives consent that Maxic Arrow may collect and use your data, including your resume, contact details, and employment history, solely for recruitment and job placement purposes. Your information may be shared with potential employers and relevant third-party service providers with your consent, and will be securely stored and retained only as long as necessary. You have the right to access, modify, or request deletion of your data at any time. Continued use of our services indicates your acknowledgment and acceptance of these terms.

Information We Collect
Maxic Arrow may collect the following types of personal information: Full name, contact details (email, phone, address). Resume/CV, cover letter, employment history. Educational qualifications, certifications along with copies of relevant documents. References and background check data (where applicable). Job preferences and salary expectation.

Purpose of Collection
Your information is collected solely for application processing for immigration, study abroad, training and coaching, recruitment and job-search and purposes. This includes:
Evaluating your suitability for job openings and may include eligibility criteria for immigration and study abroad purpose. Sharing your profile with potential employers or immigration authorities (with your consent). Communicating updates and interview schedules with employers and concerned consulate. Legal or regulatory compliance

Data Sharing
Your data may be shared:
With verified employers or hiring partners, immigration authorities relevant to your profile. With third-party services (e.g., background check agencies) where required. Only on a need-to-know basis and with strict confidentiality agreements in place.

Data Security & Retention
Maxic Arrow use secure systems to store and protect your information from unauthorized access or disclosure. Your data will be retained only for as long as necessary for recruitment purposes or as required by law.

Your Rights
You have the right to: Access, correct, or request deletion of your personal data. Withdraw consent at any time.

Consent
By submitting your information, you consent to the collection and processing of your personal data as outlined in this policy.

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Refund & Cancellation Policy

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Refund and Cancellation Policy

1. Confidentiality and Use of Information

Maxic Arrow ("the Company") shall maintain strict confidentiality and privacy obligations in all dealings with its clients in accordance with applicable laws. The Company shall take all reasonable and necessary steps to safeguard personal and sensitive information collected from clients and their families against unauthorized use, disclosure, access, modification, or loss. Such information shall be used exclusively for the primary purpose for which it was collected, as well as for reasonably anticipated secondary purposes that are related to said primary purpose. Disclosure of client information may occur only under the following circumstances, and as authorized by relevant privacy statutes:

• Conducting and managing the Company’s business operations efficiently and securely;
• Providing, marketing, and facilitating services offered by the Company to the client;
• Communicating effectively and promptly with clients regarding their cases;
• Complying fully with mandatory legal and regulatory obligations;
• Enhancing and improving the Company’s services and operational procedures.

2. Refund Policy

2.1 No Refund for Early Withdrawal

The Company hereby expressly disclaims any obligation to refund fees paid if the client elects to voluntarily withdraw from any services after engagement but prior to the completion of those services, whether partially or wholly. Such early withdrawal shall be considered a final forfeiture of all paid fees.

2.2 Full Payment Requirement

Any refund entitlements or refund percentages articulated herein or in the client service agreement shall only apply if the client has paid the full and undiscounted service fee for the entirety of the product or service acquired. Partial payments shall not confer any refund rights, regardless of other eligibility criteria.

2.3 Pre-Qualification Registrations

The Company may, from time to time, offer registration services to clients based upon anticipated immigration pronouncements and regulatory expectations. Such registrations may precede formal announcements in order to comply with quotas or caps imposed by immigration authorities. Clients acknowledge these conditions and agree that if, post-announcement, their profiles fail to meet eligibility criteria, they may be permitted to transfer to alternate opportunities offered by the Company. No refunds will be issued under such circumstances.

2.4 Chargeback Policy

The Company enforces a strict zero-tolerance policy regarding chargebacks pertaining to payments made by the client. A client who initiates a chargeback for a payment deemed valid by the Company shall, upon verification, be permanently blacklisted and denied future access to the Company’s services. Furthermore, any outstanding fees will be referred for collection through appropriate channels, and unpaid debts will be duly reported to credit reporting agencies as applicable.

3. Refund Calculations and Process

3.1 Calculation Basis

The client expressly understands and agrees that any invoice issued shall reflect both the consultation fee charged by Maxic Arrow and any applicable taxes. Refunds, when approved, shall be calculated exclusively on the consultation fees paid, excluding taxes paid, which are non-refundable under any circumstances.

3.2 Rejection by Immigration Authorities

In the event of an official rejection by immigration authorities, the Company shall refund applicable fees as stated explicitly in the executed service agreement with the client. Such refund processing will commence only following the client’s submission of a completed Online Refund Claim Form accompanied by an official letter of rejection or a corresponding rejection stamp on the client's passport. Failure to provide such documentation will result in the forfeiture of refund eligibility. Refunds are generally processed within fifteen (15) to thirty (30) working days upon receipt of complete documentation.

3.3 Excluded Fees

The Company assumes no responsibility for refunds relating to fees paid directly to third-party organizations including, without limitation, assessing bodies, Immigration Authorities, embassies, consulates, or any related governmental or private agencies. Similarly, the Company disclaims liability for delays caused by such third parties. Clients explicitly accept that these fees and delays fall outside the scope of the Company’s refund obligations.

4. Non-Refundable Scenarios

Clients acknowledge and expressly agree that the following scenarios expressly preclude any right to refunds, including but not limited to:

• Failure by the client or any included family members to attend any required immigration interviews;
• Failure to complete or pass mandatory medical examinations as specified by the immigration or other authorities;
• Non-compliance with any procedural or documentation requirements of embassies, consulates, or government agencies;
• Failure to provide timely and genuine Police Clearance Certificates, including certificates that expire or are older than the prescribed validity period;
• Failure to demonstrate the requisite financial resources or settlement funds prescribed by immigration authorities;
• Any prior violation or breach of immigration laws by the client or any dependant;
• Late or incomplete submission of any additional documents or papers requested by consular or immigration authorities beyond prescribed deadlines;
• Failure to achieve the minimum language proficiency scores in mandated English or other language tests as necessitated by immigration authorities and advised by the Company;
• Voluntary abandonment of the immigration case or application within three (3) months following registration;
• Non-communication with assigned Company consultants for a continuous period exceeding three (3) months, which shall be deemed abandonment;
• Fees or charges payable directly to governmental or institutional authorities that remain non-refundable irrespective of application outcomes;
• Failure to submit all required forms, documents, supporting information, or translations within thirty (30) days of registration or by such other deadline as communicated by the Company;
• Failure to notify Maxic Arrow within seven (7) days of any direct communication, correspondence, or inquiries received from immigration or governmental authorities;
• Failure of the client to attend any requisite interviews, tests, or to comply with lawful directions of the concerned authorities or Maxic Arrow;
• Rejection or delay caused due to incorrect payment of statutory or application fees by the client, including mode or amount;
• Discovery of inaccurate, false, misleading, incomplete, or forged documents or information provided by the client at any stage of the immigration process;
• Any attempts by the client to transfer the benefit of the paid fees or services to any other person, relative, or friend;
• Any act or omission by the client that impugns, maligns, disrupts, or harms the Company’s reputation, business operations, or goodwill;
• Attempts by any party other than the authorized client to access or utilize the Company’s services;
• Behavior or conduct by the client, as reasonably determined by the Company, that interferes with the delivery of the services or makes it impractical or impossible to continue.

5. Client Responsibilities

The client undertakes and agrees to:

• Provide full, complete, accurate, and truthful information, documents, and details within stipulated timelines, including all necessary originals and authenticated copies;
• Notify the Company immediately (and in writing, if requested) of any changes in personal circumstances relevant to the immigration process, including but not limited to residential address, marital status, employment status or details, educational qualifications, newly added dependents, or any criminal/police cases;
• Attend all interviews, medical examinations, language tests, or any appointments at their own expense and at locations as directed by the relevant immigration authorities;
• Promptly inform Maxic Arrow of all communications or correspondence received from immigration or government bodies, as well as any direct contact undertaken by the client with such authorities;
• Refrain from attempting to assign, transfer, dispose, or delegate their contractual rights or obligations under the service agreement to any other individual or entity;
• Refrain from conducting acts that may damage or defame the Company’s reputation or business;
• Comply fully with all requirements, conditions, and requests made by immigration or assessing authorities, including the successful completion of language or other prescribed tests;
• Understand and acknowledge that failure in any obligation herein may lead to denial of services or forfeiture of fees without refund.

6. Scope of Service

Maxic Arrow expressly declares and the client acknowledges that the Company is neither an agent of any government nor a governmental authority. The Company provides advisory, consultancy, document preparation, submission, and related immigration support services only. Maxic Arrow has no power or authority to grant any visa, permit, or any form of immigration approval. The ultimate authority and discretion in granting any immigration benefit reside entirely with the relevant government departments of the destination country. Furthermore, no guarantees or warranties are made concerning:

• The timing, pace, or outcome of any immigration or visa application;
• The issuance of employment, work authorization, or job placements in any foreign country;
• Continuity or success of any immigration petition or application;
• Any other matter outside of the Company’s direct control.

7. Limitation of Liability

Notwithstanding any other provision herein, the maximum total liability of Maxic Arrow to the client, whether in contract, tort, negligence, or otherwise, arising from or connected with the service agreement shall not exceed the aggregate fees paid for advisory or consulting services by the client to Maxic Arrow. Under no circumstance shall Maxic Arrow be liable for any indirect, incidental, consequential, punitive, or special damages.

8. Force Majeure

The Company shall not be held liable or responsible for delays, failures, or inability to perform any obligation arising from causes outside its reasonable control, including, but not limited to, acts of God, war, terrorism, civil commotion, strikes, epidemics, pandemics, natural disasters, government action or restrictions, interruptions in communication networks, power failures, or any other force majeure event. The Company shall make reasonable efforts to resume performance as soon as possible after the force majeure event ceases.

9. Jurisdiction

This service agreement and any dispute, claim, or controversy arising out of or in connection with the services provided shall be governed exclusively by the laws of India. All disputes will be subject to the exclusive jurisdiction of the courts located in Delhi, India, and no other courts shall have jurisdiction over the parties in relation to any such matters.

10. Miscellaneous Provisions

• The client acknowledges full understanding, acceptance, and agreement to these terms and conditions and agrees not to initiate any chargebacks, credit card disputes, or payment reversals except as expressly permitted by applicable law and provisions herein.
• No amendment, modification, or waiver of any term in this policy shall be effective unless made in writing and signed by an authorized representative of Maxic Arrow.
• If any clause or provision of this agreement is found invalid, unenforceable, or void by any competent authority, such invalidity shall not affect the enforceability of the remainder of this agreement.
• For any clarifications or queries concerning refund eligibility, terms, or any other matters, clients are encouraged to communicate directly with Maxic Arrow via email at support@maxicarrow.com.

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